QueenCity Encounters
January 5, 2025, A customer at Lydia’s window held a driver’s license from Boston and mentioned moving down to Charlotte. The last name on the license was Miller. "Why does that seem so familiar to me?" Lydia wondered to herself. While Lydia was entering information into the customer’s file, she glanced up and asked, “What brought you from Boston to the Queen City?” The man turned, his voice animated. “It’s all about following the money,” he replied. “Charlotte isn’t just another Southern city—it’s the second-largest banking center in the United States, right after New York. The city’s banks and financial services companies hold more than $2.5 trillion in total deposits as of 2025, and the region is home to the headquarters of Bank of America and the East Coast operations of Wells Fargo. In fact, Bank of America alone employs over......
“Hello, Brian, Hope this email finds you well. Lydia wrote in her email January 19, 2025....................


25Yrs Ago
Charlotte, the Queen City, has been dazzling the nation, sweeping away the iconic position of San Francisco since 2024. It has become the epicenter of the banking world, attracting top-tier talent from all corners of the US and beyond. The influx of newly graduated students from prestigious institutions like NYU, Boston University, and U Penn, as well as other Ivy League schools, has been nothing short of astonishing. The energy and ambition they bring to Charlotte is palpable, transforming the city into a vibrant hub of innovation and opportunity.
Lydia feels like she's caught in a whirlwind of déjà vu, transported back 25 years to the heart of the dot-com era. The memories of that time flood her mind, but now, she faces a new wave of innovators every day at the DMV. The excitement, the challenges, and the relentless pace of change are all too familiar, yet this time, she navigates it with the wisdom and experience she's gained over the years.


